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Information about the Payday Lenders Program, including registration and permitting requirements for payday lenders who operate in the City of Portland and filing a complaint against a payday lender, administered by the City of Portland Revenue Division.
Overview of the Payday Lenders Program
The City of Portland's Revenue Division regulates payday lenders in the City of Portland.
Registration Requirements
All payday lenders operating in the City of Portland must:
- Register for a Revenue Division tax account, and
- Have a license from the State Department of Consumer and Business Services.
Permitting Requirements
All payday lenders operating in the City of Portland must apply for a payday lender permit annually.
The permitting fee is $1,500 per location.
Payday Lender Program Code and Administrative Rules
City of Portland Code and Administrative Rules
Portland City Code Chapter 7.26 - Regulation of Payday Lending
LIC-12.01 - Posting Requirements
LIC-12.06 - Civil Penalty Structure
LIC-12.09 - Application and Renewal
LIC-12.10 - Account Information
Payday Lender Complaints
If you are a borrower and have a complaint against a payday lender, file your complaint with the Revenue Division.