Overview of the Payday Lenders Program
The City of Portland's Revenue Division regulates payday lenders in the cities of Portland, Gresham, and Oregon City. You can find more information on the City of Gresham website and Oregon City website about their payday lender programs.
Registration Requirements
All payday lenders operating within the cities of Portland, Gresham, and/or Oregon City must:
1) Register for a Revenue Division tax account, and
2) Have a license from the State Department of Consumer and Business Services.
Permitting Requirements
All payday lenders operating within the cities of Portland, Gresham, and/or Oregon City must apply for a payday lender permit annually.
The permitting fee is $1,500 per location in each city.
Payday Lender Program Code and Administrative Rules
City of Portland Code and Administrative Rules
Portland City Code Chapter 7.26 - Regulation of Payday Lending
LIC-12.01 - Posting Requirements
LIC-12.06 - Civil Penalty Structure
LIC-12.09 - Application and Renewal
LIC-12.10 - Account Information
City of Gresham Administrative Rules
Oregon City Administrative Rules
Payday Lender Complaints
If you are a borrower and have a complaint against a payday lender, file your complaint with the Revenue Division.