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Holiday closure

Most City of Portland offices will be closed Monday, July 4, to observe Independence Day.

Payday Lenders Program Information

Information
Information about the Payday Lenders Program, including registration and permitting requirements for payday lenders who operate in the cities of Portland, Gresham, and Oregon City and filing a complaint against a payday lender, administered by the City of Portland Revenue Division.
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Overview of the Payday Lenders Program

The City of Portland's Revenue Division regulates payday lenders in the cities of Portland, Gresham, and Oregon City. You can find more information on the City of Gresham website and Oregon City website about their payday lender programs.


Registration Requirements

All payday lenders operating within the cities of Portland, Gresham, and/or Oregon City must:

1) Register for a Revenue Division tax account, and
2) Have a license from the State Department of Consumer and Business Services.


Permitting Requirements

All payday lenders operating within the cities of Portland, Gresham, and/or Oregon City must apply for a payday lender permit annually.

The permitting fee is $1,500 per location in each city.


Payday Lender Program Administrative Rules

City of Portland Administrative Rules

LIC-12.01 - Posting Requirements

LIC-12.02 - Loan Renewals

LIC-12.03 - Payment Plans

LIC-12.04 - Enforcement

LIC-12.05 - Complaint Process

LIC-12.06 - Civil Penalty Structure

LIC-12.07 - Appeals

LIC-12.08 - Compliance

LIC-12.09 - Application and Renewal

LIC-12.10 - Account Information

 City of Gresham Administrative Rules

 Oregon City Administrative Rules


Payday Lender Complaints

If you are a borrower and have a complaint against a payday lender, file your complaint with the Revenue Division.