Services, Guides, and Information

35 services and resources found
Explore affordable housing developments that are currently being built or planned for completion within the next few years.
Learn about the Tax Increment Financing (TIF) Set-Aside Policy for affordable housing
The Down Payment Assistance Loan is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. The Down Payment Assistance Loan is a second mortgage loan funded by the Portland Housing Bureau (PHB).
The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. How to apply.

Buying a Home

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Programs and resources for homebuyers. Find links to local agencies that provide homebuyer education and for other helpful resources.
The Consolidated Plan is a five-year strategic plan that sets out a collaborative vision for community development in the Portland area. Learn about the Consolidated Plan and the annual Action Plan.
Find rent assistance resources for tenants and support for landlords. Funding from these programs focused on preventing evictions for households that experienced financial and health impacts due to COVID-19.
Follow the linked buttons to see current resources and information, including state and local emergency rent assistance. The lower section describes past programs related to the CARES Act, all of which the applications have now closed.
The Down Payment Assistance Loan (DPAL) is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. See eligibility details on this page. Contact one of the community partners listed below to get started.

Fair Housing

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What is fair housing? Learn about the federal, state, and local laws that protect people from illegal housing discrimination.
Information on mortgage relief for federal and private mortgage holders. Many links are provided to help you find the right resources. This is a good place to start.
Many banks are taking steps to accommodate affected customers through hardship programs, small business support, extended banker availability hours and other measures to address individual circumstances. View Frequently Asked Questions on this page.
Portland Housing Bureau funds the community organizations listed below to provide services to help homeowners repair and retain their homes. Find help for small to large repair projects, accessibility modifications, home retention case management, foreclosure prevention counseling, and more.

Home Repair Loan

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The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make critical home repairs to continue living safely in their homes. Learn more about this program on this page.
The application for HOLTE is initiated by the home builder prior to obtaining a building permit. Verified homebuyers who meet the income limit requirement and purchase a HOLTE-approved home can receive a 10-year property tax exemption on structural improvements to the home. See program details.
The City of Portland has identified the need for a minimum of 23,000 additional housing units to serve low and moderate-income households. The Inclusionary Housing program is designed to help meet this need, working to preserve economically diverse neighborhoods and housing affordability.
The Portland Lead Hazard Control Program provides an evaluation of lead-based paint hazards and financial assistance to reduce lead-based paint hazards in pre-1978 housing occupied by qualified low- and moderate-income households.

Metro Housing Bond

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In 2018, voters approved a $652.8 million affordable housing bond measure to create permanently affordable homes across Washington, Clackamas, and Multnomah counties. Metro is working with local partners and communities to bring affordable homes to 12,000 people: seniors, families and veterans.
Local rent relief for tenant households with incomes at or below 80% area median income who have experienced financial hardship due to COVID-19.
The tax exemption is intended to benefit low-income renters by alleviating property tax burden on those agencies that provide this housing opportunity.

Opportunity Mapping

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The Opportunity Map identifies levels of opportunity in Portland neighborhoods. Using a 5-point scale, the map is based on variables that include childhood education, employment, transportation, access to family wage jobs, and access to community amenities that promote heathy, active living.
A minimum of 20% of the units must be affordable at 80% MFI.
Applicants can elect to make 10% of units affordable at 60% MFI.
Applicants can elect to build IH Units off-site in another new development (New Construction Receiving Building), on a separate site from the multifamily development that is subject to the IH Program requirements (Sending Building).