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COVID-19 Risk Level for Multnomah County: High Risk

Services, guides, and information

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Explore affordable housing developments that are currently being built or planned for completion within the next few years.
Learn about the Tax Increment Financing (TIF) Set-Aside Policy for affordable housing
The Down Payment Assistance Loan is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. The Down Payment Assistance Loan is a second mortgage loan funded by the Portland Housing Bureau (PHB).
The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. How to apply.
In response to the Coronavirus Aid, Relief, and Economic Security (CARES) Act, the City of Portland is making the following resources and services available through community partners.
The Consolidated Plan is a five-year strategic plan that sets out a collaborative vision for community development in the Portland area. Learn about the Consolidated Plan and the annual Action Plan.
PDF form available for statewide use. Tenants can fill out the Declaration form and give it to their landlord to avoid most evictions for non-payment of rent before June 30, 2021.
The Down Payment Assistance Loan (DPAL) is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. See eligibility details on this page. Contact one of the community partners listed below to get started.

Fair Housing

Information
What is fair housing? Learn about the federal, state, and local laws that protect people from illegal housing discrimination.
Information on mortgage relief for federal and private mortgage holders. Many links are provided to help you find the right resources. This is a good place to start.
Many banks are taking steps to accommodate affected customers through hardship programs, small business support, extended banker availability hours and other measures to address individual circumstances. View Frequently Asked Questions on this page.
Portland Housing Bureau funds the community organizations listed below to provide services to help homeowners repair and retain their homes. Find help for small to large repair projects, accessibility modifications, home retention case management, foreclosure prevention counseling, and more.

Home Repair Loan

Information
The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make critical home repairs to continue living safely in their homes. Learn more about this program on this page.
The application for HOLTE is initiated by the home builder prior to obtaining a building permit. Verified homebuyers who meet the income limit requirement and purchase a HOLTE-approved home can receive a 10-year property tax exemption on structural improvements to the home. See program details.
The City of Portland has identified the need for a minimum of 23,000 additional housing units to serve low and moderate-income households. The Inclusionary Housing program is designed to help meet this need, working to preserve economically diverse neighborhoods and housing affordability.
The Portland Lead Hazard Control Program provides an evaluation of lead-based paint hazards and financial assistance to reduce lead-based paint hazards in pre-1978 housing occupied by qualified low- and moderate-income households.

Metro Housing Bond

Information
In 2018, voters approved a $652.8 million affordable housing bond measure to create permanently affordable homes across Washington, Clackamas, and Multnomah counties. Metro is working with local partners and communities to bring affordable homes to 12,000 people: seniors, families and veterans.
The tax exemption is intended to benefit low-income renters by alleviating property tax burden on those agencies that provide this housing opportunity.
A minimum of 15%* of the units must be affordable at 80% MFI, except within the Central City and Gateway Plan Districts, where 20% of the units must be affordable.
Applicants can elect to make 10% of units affordable at 60% MFI in buildings within the Central City and Gateway Plan Districts, or 8%* of units in buildings in all other areas.
Applicants can elect to build IH Units off-site in another new development (New Construction Receiving Building), on a separate site from the multifamily development that is subject to the IH Program requirements (Sending Buidling).
Applicants can elect to designate IH Units in an existing building (Existing Receiving Building), on a separate site from the multifamily development subject to the IH Program requirements (Sending Building).
Applicants may pay a fee-in-lieu in place of providing affordable units. PHB staff calculate the fee amount due by multiplying the gross square footage of the residential and residential-related areas of the building by the Fee-in-Lieu Factor.
A $258.4 million voter-backed initiative to create more affordable housing in Portland — now and for the future.