Services, guides, and information

How to contact PHB, Program Directory, links to advisory groups, and more. Learn about what we do to support equitable access to affordable housing.

Explore affordable housing developments that are currently being built or planned for completion within the next few years.

Learn about the Tax Increment Financing (TIF) Set-Aside Policy for affordable housing

The Down Payment Assistance Loan is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. The Down Payment Assistance Loan is a second mortgage loan funded by the Portland Housing Bureau (PHB).

The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. How to apply.

The Bond Opportunity Solicitation invites development partners to submit proposals to develop affordable housing focused on meeting the goals, priorities and guidelines in Portland’s Housing Bond Policy Framework. Proposals may include new construction, acquisition and/or rehabilitation.

HOLTE Program

In response to the Coronavirus Aid, Relief, and Economic Security (CARES) Act, the City of Portland is making the following resources and services available through community partners.

List of Community Based Development Organizations (CBDO) and Community Housing Development Organizations (CHDO). See certification requirements.

The Consolidated Plan is a five-year strategic plan that sets out a collaborative vision for community development in the Portland area. Learn about the Consolidated Plan and the annual Action Plan.

Common tools and links to reports and data related to housing and homelessness.

PDF form available for statewide use. Tenants can fill out the Declaration form and give it to their landlord to avoid most evictions for non-payment of rent before June 30, 2021.

For City of Portland development incentives projects, including SDC, MULTE, and IH.

The Down Payment Assistance Loan (DPAL) is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. See eligibility details on this page. Contact one of the community partners listed below to get started.

Meet PHB's executive leadership and management team. Director's Calendar and management contact information can be found here.

What is fair housing? Learn about the federal, state, and local laws that protect people from illegal housing discrimination.

Information on mortgage relief for federal and private mortgage holders. Many links are provided to help you find the right resources. This is a good place to start.

Many banks are taking steps to accommodate affected customers through hardship programs, small business support, extended banker availability hours and other measures to address individual circumstances. View Frequently Asked Questions on this page.

HOLTE Program

The HOME Program monitors compliance related to HOME funding received from the City of Portland, and uses industry-standard forms and guidelines to complete reviews.

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This Portland Housing Bureau program offers down payment and closing costs assistance for first and non-first-time homebuyers looking to purchase a home within Portland city limits. Applicants work directly with Approved Lenders to access the homebuyer assistance.

Portland Housing Bureau funds the community organizations listed below to provide services to help homeowners repair and retain their homes. Find help for small to large repair projects, accessibility modifications, home retention case management, foreclosure prevention counseling, and more.

The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make critical home repairs to continue living safely in their homes. Learn more about this program on this page.

The application for HOLTE is initiated by the home builder prior to obtaining a building permit. Verified homebuyers who meet the income limit requirement and purchase a HOLTE-approved home can receive a 10-year property tax exemption on structural improvements to the home. See program details.