Non-Profit Low-Income Housing Limited Tax Exemption (NPLTE)

Information
The tax exemption is intended to benefit low-income renters by alleviating property tax burden on those agencies that provide this housing opportunity.
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In 1985, Oregon legislature authorized a property tax exemption for low-income housing held by charitable, non-profit organizations. Recently the legislature has renewed and extended this program to 2027. The tax exemption is intended to benefit low-income renters by alleviating property tax burden on those agencies that provide this housing opportunity. The qualifying property must be located within the City of Portland and restrict the rents of the exempted units to be affordable to households earning no more than 60% of the area Median Family Income (MFI).


2025-2026 Application Memo

If your organization is currently receiving or has indicated an interest in applying for a property tax exemption under the provision of Portland City Code Chapter 3.101, Property Tax Exemption for Low-income Housing Held by Charitable Non-Profit Organizations, your organization will need to submit an application for the 2025-2026 tax year.

New updates

  1. Application deadline: Applications are now due no later than January 31.
  2. Application fee is now $600/application, previously $525/application.
  3. All applications and communications should be sent to Development‑Incentives@portlandoregon.gov.

Applications due January 31, 2025

For a renewal of your tax exemption status and for new applications, you will need to submit the following by the due date.

  1. Email a digital copy of both documents to:
    Development-Incentives@portlandoregon.gov
  2. $600 application fee (per applicant) to:

    City of Portland / Housing Bureau
    Attn: Development Incentives Team, NPLTE Program
    1900 SW 4th Avenue, Suite 7007
    Portland, OR 97201

  3. For applications that are not signed and notarized digitally, the original, completed and notarized application must be mailed to PHB along with the application fee. A digital copy must also be submitted.

Future Properties: If you are in the process of purchasing additional property and expect to complete the purchase before July 1, 2025, you should include that property in your application.

Renewals: Please indicate changes in your property inventory (properties added or removed since last year and/or consolidated tax (R) numbers). This will help with the speed and accuracy of the review and subsequent renewal of your tax-exempt status.

Reminder: The exemption only applies to those areas that are occupied by or used for providing housing for low-income tenants.

  • Eligible for exemption: Hallways, bathrooms, laundry rooms, on-site manager units, community rooms, etc.;
  • Not eligible: Commercial and/or retail spaces including day care facilities where tenants bring their children.

Exemptions are calculated by the Multnomah County Tax Assessor’s office using a combination of units and square footage. Please be sure to review your figures for accuracy before submitting your application.


Download NPLTE application forms

2025-2026 Tax Year. Both parts must be completed fully to constitute a complete application.

Low-income units are defined as units rented to be affordable to households earning no more than 60% MFI, using the 2024-25 Income and Rent Limits chart published by the Portland Housing Bureau.

Annual income limits 


How to apply

Applications are accepted once per calendar year and are due by the end of January. To apply, follow the steps below:

  1. Application forms. Read carefully and complete all sections of the application, including Section B, that apply to your organization for each building for which you are requesting an exemption. Note that each Non-Profit only needs to submit one application. All associated properties should be listed within Section B.
     
  2. Affiliated organization. If your organization is not the property owner, but affiliated with the property, provide the documentation regarding the affiliation, such as corporate articles, articles of organization, or a leasehold agreement.
     
  3. Signature and notarization. All applications must be signed and notarized (See Section D). Notarization is required only for each organization and application, not each building.
    • If signed and notarized digitally, only a digital submission of the application is required.
    • If signed or notarized physically, a notarized hard copy of the application is required in addition to the digital submission. Please mail the original copy to PHB with the application fee.
       
  4. Supporting documents. Applications must include a current copy of IRS 501(c)(3) or (4) letter certifying your organization’s eligible charitable nonprofit status. If your organization is a limited liability company (LLC) or owns the property as a member of an LLC, please provide information that establishes the nonprofit status of the LLC.
     
  5. Application fee. An application fee is required for each organization, not each building. Attach a check or money order payable to the City of Portland in the amount of $600 for each application. If the application is denied, the City will retain the portion of the application fee attributable to the City’s administrative costs and return any balance to the applicant.
     
  6. Email application. Every application must be digitally submitted. Submit the digital copy of the completed application, including Section B, to: development-incentives@portlandoregon.gov
     
  7. Mailing address. Please submit application fees, and if applicable, the notarized hard copy to the address below:

    City of Portland / Housing Bureau
    Attn: Development Incentives Team, NPLTE Program
    1900 SW 4th Avenue, Suite 7007
    Portland, OR 97201
     
  8. Regulated Affordable Multifamily Assistance Program (RAMP). The Regulated Affordable Multifamily Assistance Program (RAMP) is a partnership between the Portland Water Bureau, the Bureau of Environmental Services, and the Portland Housing Bureau to provide a bill discount to multi-family properties that are approved for the NPLTE program. The estimated discount under RAMP is around $325 per unit per year. To apply, complete the applicable questions in Section A & B of the NPLTE application.

    For more information about RAMP go to: Portland.gov/RAMP. All questions regarding the RAMP Program can be emailed to ramp@portlandoregon.gov or by calling 503-823-4527.


Frequently Asked Questions

Who is eligible to apply for the NPLTE Program?

Charitable, nonprofit organizations that provide housing to low-income persons are eligible. Organizations must be certified by the Internal Revenue Service as 501(c)(3) or (4) (ORS 307.180). Organizations must own or have a leasehold interest in the property or participate in a partnership as long as the non-profit organization is responsible for the day-to-day management of the property. Applicants who are leaseholders must have a signed leasehold agreement by the application deadline.

What are the property requirements to be eligible?

Properties, with residential units, must be located within the City of Portland and be occupied or ready to occupy during the upcoming tax year (July 1 – June 30) by income-eligible households.

Housing units which are unoccupied at the time of application may be included in the total eligible units if the application meets the following conditions:

  1. The units will be available exclusively to eligible, low-income persons;
  2. The units are intended to be occupied within the year;
  3. The application must be filled out giving information to the best of your ability regarding how the applicant plans to provide housing to eligible tenants; and
  4. Vacant land must be held for future development of affordable housing for the low-income and must include a development plan in the application

What if the property is purchased after the submittal deadline but prior to July 1?

If an applicant purchases property which is eligible for the program after the application deadline and prior to July 1, an applicant may apply to have the additional property exempted within 30 days of purchasing the property.

What portions of the property are eligible for the tax exemption?

Only the residential portion of a property which is used to house low-income people or space that is used directly in providing housing for its low-income residents is eligible for a property tax exemption. For example, the commercial space in a mixed-use building would not be eligible for tax exemption; however, hallways, restrooms, community rooms, laundry facilities, on-site manager units, etc. would be.

Would an ownership change affect the exemption on the property?

The application for tax exemption is for property that is or will be owned or leased by the applicant from July 1 through June 30 of the year for which the tax exemption is requested. If the property changes ownership anytime within the requested tax exemption period, please notify the Portland Housing Bureau of the change in the status immediately so continuing eligibility of the property can be evaluated.

Can this program be used in conjunction with other tax exemption programs?

If a property is already exempted from taxation under the statutory provision for qualifying benevolent, charitable and scientific institutions or for nonprofit organizations providing housing and care for the elderly, this program cannot be used in addition. If you believe you may qualify for these two programs, please do not complete this application. Questions concerning these exemptions should be directed to the Multnomah County Division of Assessment and Taxation at 503-988-3326.

Outside of the above-mentioned scenario, a property can have multiple types of tax exemption programs; however, a single unit or space cannot have multiple exemptions applied to it.

What qualifies as low income?

Only units intended for occupancy by low-income households, as well as space used directly in providing housing for its low-income residents are eligible for exemption.

For the initial year that households live in a property receiving a tax exemption, the household income may not exceed 60% of the area median family income (MFI), as determined annually by PHB. For every subsequent consecutive year that those households live in the property, their income may not exceed 80% of the area MFI.

The annual income limits are posted on PHB’s website. In general, the MFI limits are updated annually in April.  Once available, the new income limits will be published on the website.  Properties should use the current income limits on the website to determine income eligibility until new limits are published. PHB will send out an email to applicants with the updated income and rent levels and provide a window to amend the application for the upcoming tax year.

Who administers the program?

The Portland Housing Bureau (PHB) administers this program on behalf of the City of Portland. The program's website is Portland.gov/phb/NPLTE.


Portland City Code

Additional information about the Property Tax Exemption for Low-Income Housing Held by Charitable Nonprofit Organizations can be found in Chapter 3.101 of the Portland City Code, which implements the Provisions of Oregon Revised Statues (ORS) 307.540 through 307.548.

Chapter 3.101 Property Tax Exemption for Low Income Housing Held by Charitable Non-Profit Organizations