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Apply for a Home Repair Loan

Service

How to Apply

1. Review eligibility

Read about the Home Repair Loan Program and the Eligibility and Loan Terms.

The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. There are no monthly payments and the loan is forgiven after 15 years, as long as the homeowner remains in the home for that time.

2. Request an application and fill it out

Contact the PHB Housing Loan Coordinator, Bev Keagbine and request an application.

3. Application review

The housing loan coordinator will review the application and accompanying documents and determine eligibility and availability of loan funds. PHB will request additional documentation if needed.