Apply for a Home Repair Loan

The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. How to apply.

Review eligibility

Read about the Home Repair Loan Program and the Eligibility and Loan Terms.
The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners with low and moderate incomes make improvements and upgrades to continue living safely in their homes. There are no monthly payments and the loan is forgiven after 15 years, as long as the homeowner remains in the home for that time.
Request an application and fill it out

Contact the PHB Housing Loan Coordinator, Bev Keagbine and request an application.
503-823-3336
Bev.Keagbine@portlandoregon.gov
Fill out the application and return it with the necessary documentation to:
Portland Housing Bureau
Attn: Bev Keagbine
421 SW 6th Avenue, Suite 500
Portland, OR 97204
Application review

The housing loan coordinator will review the application and accompanying documents and determine eligibility and availability of loan funds. PHB will request additional documentation if needed.