About the Program
The program currently has funding for eligible homeowners who own and reside in a single-family residence located in the Interstate Corridor TIF District in the City of Portland.
Click here for interactive TIF District map
The Home Repair Loan Program provides a 0% interest loan to help eligible homeowners within the eligibility area with low and moderate incomes make critical home repairs to continue living safely in their homes. There are no monthly payments and the loan is forgiven after 15 years, as long as the homeowner remains in the home for that time.
The Home Repair Loan Program can help:
- Increase the livability and safety of homes by addressing electrical hazards, leaky roofs, broken furnaces, collapsing porches, and more.
- Provide accessibility modifications to help homeowners live independently in their home.
- Assist homeowners who receive a housing code violation to correct the conditions cited.
Is my home in the eligibility area?
Funding is currently available for eligible properties in the Interstate Corridor Tax Increment Finance (TIF) District.
How to verify on PortlandMaps.com
Eligibility and Loan Terms
What types of repairs may qualify? What are the requirements for an eligible borrower? Important things to know before applying for the program.
View eligibility and loan terms
Apply for a Home Repair Loan
To start an application, request a form from the PHB Housing Loan Coordinator.
Project Documents and Forms
These documents are used for Home Repair projects. Interested in applying? How to request an application.
What happens after an application has been approved?
Learn about the typical process of a Home Repair Loan project.
Also see: Information for contractors
Meet with a PHB Housing Loan Coordinator
Have questions about this program? Email is the best way to reach us.
Bev Keagbine
Senior Housing Loan Coordinator
Bev.Keagbine@portlandoregon.gov
503-823-3336
Want to drop off a form in person? No appointment needed. Simply drop off in the grey mail bin in the building lobby on the first floor. If you have questions, please send us an email.
Meet virtually or through a phone appointment
To schedule, contact us by email or phone.
In-person appointments available on Thursdays only.
Need a different time? Virtual or phone appointments offer a lot more flexibility. Contact us and we will be happy to help you schedule one. As PHB is operating in hybrid, staff are only in the building on certain days of the week.
Get directions to PHB
1900 SW 4th Ave, 7th floor
Book now: In-person appointment (Thursdays only)
Also see contact info for a PHB Housing Construction Coordinator.