7.26.010 Purpose

City Code Section
  1. The City finds that, in order to minimize the detrimental effects that certain payday lending practices have on individuals and families, payday lenders should require payment of a portion of the original loan amount prior to the renewal of a payday loan, borrowers should be able to cancel a payday loan, and borrowers should be able to convert a payday loan into a payment plan.  This Chapter shall be construed in conformity with the laws and regulations of the State of Oregon.