Public Service Loan Forgiveness - Current & Former Employees

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How to Fill Out and Submit the Public Service Loan Forgiveness (PSLF) Form

You can fill out the public service loan forgiveness (PSLF) form in one of two ways:

  • You can use the PSLF Help Tool to assist you in starting the PSLF form. Once you enter your information, you’ll be able to print the partially completed form for you and your employer to sign.

  • Or, you can download the PSLF form and complete all sections on your own before submitting it.

Once filled out, submit to BHR:

Note: PSLF forms must be physically signed by authorized personnel. Due to this federal requirement, requests will be processed within 7-10 business days of submission.

Public Service Loan Forgiveness vs Student Debt Relief Plan

In addition to the PSLF program the U.S. Department of Education announced a student debt relief plan to help working and middle-class federal student loan borrowers transition back to regular payment as pandemic-related support expires. This plan includes loan forgiveness of up to $20,000 and will extend the pause a final time through December 31, 2022, with payments resuming in January 2023. Find out more information on the student debt relief plan announcement here.

Public Service Loan Forgiveness Waiver Offers

The U.S. Department of Education has implemented temporary changes to the PSLF program rules that make it easier for federal student loan borrowers to receive credit for past periods of repayment that would otherwise not qualify for forgiveness. These changes end on October 31, 2022. Millions of non-profit and government employees have federal student loans and may now be eligible for loan forgiveness or additional credit through the temporary changes, known as the Limited PSLF Waiver. But they must apply before the deadline. This means some borrowers will need to consolidate and/or submit a PSLF form – the single application used for a review of employment certification, payment counts, and processing of forgiveness – on or before October 31, 2022, to have previously ineligible payments counted. After October 31, 2022, normal PSLF rules will apply. Borrowers can learn more about the temporary changes at the public service loan forgiveness program website here


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